http://www.mortgage-refinance-advice.com/blog Fri, 18 Jul 2008 17:09:13 +0000 http://backend.userland.com/rss092 en I've always thought that the best way to learn a new process is to take it one step at a time. And when it comes to a process like home mortgage refinance (where there's a lot of money involved), it's even more important to learn the steps involved. So what are ... http://www.mortgage-refinance-advice.com/blog/steps-to-refinancing-your-home/ I remember the first time I bought a house and shopped around for a home mortgage loan. I was so nervous about the process, because all of the terminology was so new to me. Not to mention the amount of money that was on the line! Many people feel the same ... http://www.mortgage-refinance-advice.com/blog/home-refinance-for-beginners-learning-the-basics/ Many homeowners who are paying unusually high interest rates on their mortgage loans got into that situation by having bad credit. In fact, we are seeing a lot of this on the news right now, with the so-called "mortgage crisis." Later on down the road, many of these same homeowners will seek ... http://www.mortgage-refinance-advice.com/blog/bad-credit-mortgage-refinance-an-oxymoron/ If you have begun to research the mortgage refinance process, you have probably made an important discovery regarding calculators. In order to determine if a refi is the right financial move, you must first run the numbers to determine your savings. Because let's remember the all-important rule of thumb: If the ... http://www.mortgage-refinance-advice.com/blog/best-refi-mortgage-calculators/ In most cases, the whole point of refinancing a mortgage loan is to secure a lower interest rate than what you're currently paying on your home loan. In doing so, you can lower your monthly mortgage payment as well, which can save you a lot of money over the life ... http://www.mortgage-refinance-advice.com/blog/refinancing-with-interest-rate-fluctuations/ If you're a homeowner, I'm sure you have heard a lot about mortgage refinancing on the news lately. After all, with the mortgage crisis that we are still enduring, a lot of nervous homeowners are rushing to refinance their home loans. The question is -- when should you refinance your mortgage ... http://www.mortgage-refinance-advice.com/blog/when-to-refinance-a-mortgage-loan/ Interest rates are low right now, and as a result of this a lot of Americans are refinancing their mortgage loans to capitalize on the potential savings over the long haul. After all, that's the whole point of low mortgage rate refinance in the first place -- to "swap" your mortgage ... http://www.mortgage-refinance-advice.com/blog/low-mortgage-rate-refinance-is-now-the-time/ With all the media hype and government "crackdowns" surrounding the mortgage industry lately, you'd think those mortgage refinance offers that seem too good to be true would fade away. Alas, that is not the case. I still get offers to refinance my mortgage with terms that just don't make financial sense ... http://www.mortgage-refinance-advice.com/blog/refinance-offers-to-good-to-be-true/ Bank of America has recently announced special pricing for homeowners who want to refinance their mortgage loans. This is part of a limited-time offer that ends on November 30th. The refinance offer pertains to fixed-rate mortgage of the 15-year and 30-year variety. The promotional event has been dubbed "The Great Rate ... http://www.mortgage-refinance-advice.com/blog/mortgage-refinance-offer-from-bank-of-america/ The costs associated with refinancing a mortgage are important for several reasons. Most importantly, refinancing costs determine the "break-even point" ... the point at which a mortgage refi makes good financial sense. Of course, the first step to understanding the break-even point of a mortgage refi is to understand the various ... http://www.mortgage-refinance-advice.com/blog/mortgage-refi-costs-new-article/