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	<title>Mortgage Refinance Quotes</title>
	<link>http://www.mortgage-refinance-advice.com/blog</link>
	<description>Your Online Source for Refinancing Quotes and Information</description>
	<lastBuildDate>Thu, 30 Jul 2009 23:50:21 +0000</lastBuildDate>
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		<title>How Does Mortgage Refinancing Work Anyway?</title>
		<description><![CDATA[How does mortgage refinancing work anyway? That&#8217;s the subject of today&#8217;s blog post. After all, you can&#8217;t pursue the process until you understand how it works. So, here&#8217;s an explanation of how refinancing works in 500 words or less.
Basically, when you refinance your mortgage loan, you replace your current loan with a new one. People [...]]]></description>
		<link>http://www.mortgage-refinance-advice.com/blog/how-does-mortgage-refinancing-work-anyway/</link>
			</item>
	<item>
		<title>Define Cash Out Refinancing - A Simple Definition</title>
		<description><![CDATA[Reader Question: I am thinking about refinancing my home to take advantage of the very low interest rates we are seeing right now. We are also planning a remodeling project for our house. Is this a scenario where cash-out refinancing might work? Can you define this for me? 
Let&#8217;s start by defining this term. You [...]]]></description>
		<link>http://www.mortgage-refinance-advice.com/blog/define-cash-out-refinancing-a-simple-definition/</link>
			</item>
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		<title>Obama Plan Offers Refinancing Help to Some</title>
		<description><![CDATA[Recently, President Obama and his economic team have announced plans designed to help struggling homeowners refinance into more affordable mortgage. But in typical government fashion, they have also confused a lot of people, largely by having so many housing programs with different names, websites, etc.
Are you qualified for refinancing help under the Obama administration&#8217;s new [...]]]></description>
		<link>http://www.mortgage-refinance-advice.com/blog/obama-plan-offers-refinancing-help-to-some/</link>
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		<title>Refinance Applications Are Up - And Rates are Slightly Up</title>
		<description><![CDATA[Mortgage applications shot up by 48% last week, and the majority of those were refinance applications made by homeowners trying to get a better rate. If you&#8217;ve been watching the news lately, you know the primary reason for the rise in refinancing applications &#8212; falling interests rates.
As a result of the Fed&#8217;s unprecedented move to [...]]]></description>
		<link>http://www.mortgage-refinance-advice.com/blog/mortgage-refinance-applications-up/</link>
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		<title>Should I Refinance to a 30-year Mortgage for a Better Rate?</title>
		<description><![CDATA[Reader Question: Is it advisable to refinance and do another 30-year loan when the rates are better for 30 versus a 20- or 15- year mortgage? The rate we pay now is 6.25. The quoted rate today was 4.875 on a 30-year mortgage.
It depends on your specific situation.  Obviously, you will save money by [...]]]></description>
		<link>http://www.mortgage-refinance-advice.com/blog/30-year-mortgage-with-better-rate/</link>
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		<title>Refinancing Options When Upside Down in Mortgage</title>
		<description><![CDATA[Reader Question: Are there options for refinancing (besides a short refi) when home value is less than current mortgage, and lender is not currently in default?
This is a fluid issue right now, with new developments taking place often. The situation you have described is referred to as being upside down or &#8220;underwater&#8221; with your mortgage [...]]]></description>
		<link>http://www.mortgage-refinance-advice.com/blog/refinancing-options-when-upside-down-in-mortgage/</link>
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		<title>Pros and Cons of Refinancing My Home</title>
		<description><![CDATA[Reader Question: I own a home and I hear a lot of people talking about refinancing and what a great thing it is. I am not that savvy on the whole thing. Can you please tell me what are the pros and cons of refinancing a home mortgage?
Sure, I&#8217;d be happy to help you understand [...]]]></description>
		<link>http://www.mortgage-refinance-advice.com/blog/pros-and-cons-of-refinancing-my-home/</link>
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		<title>Best Refinance Rates We&#8217;ve Seen - If You Can Qualify</title>
		<description><![CDATA[It&#8217;s almost like a joke, if there weren&#8217;t so many homes on the line. We are currently seeing the best refinance rates we&#8217;ve seen in a long time. They are heading south of 5.5% right now, which is a great rate if you can get it. But therein lies the rub. Many people cannot qualify for [...]]]></description>
		<link>http://www.mortgage-refinance-advice.com/blog/best-refinance-rates-in-a-while-if-you-can-qualify/</link>
			</item>
	<item>
		<title>How Soon Can I Refinance a Mortgage After Purchasing a Home?</title>
		<description><![CDATA[Reader Question: &#8220;I purchased my home a little over a year ago, and now I want to refinance to take advantage of the low interest rates. Is it to soon for me to do this? What are the rules that apply? How soon can I refinance my mortgage loan after purchasing the home?&#8221;
Let me start [...]]]></description>
		<link>http://www.mortgage-refinance-advice.com/blog/how-soon-can-i-refinance-a-mortgage-after-purchasing-a-home/</link>
			</item>
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		<title>The Mortgage Refinance Process Explained</title>
		<description><![CDATA[Reader Question: &#8220;Like a lot of homeowners, I want to refinance my home to take advantage of the low interest rates that are available right now. But I&#8217;m not sure how the process works and, quite frankly, find it a little intimidating. Can you offer a quick overview of the mortgage refinance process so I&#8217;ll [...]]]></description>
		<link>http://www.mortgage-refinance-advice.com/blog/the-mortgage-refinance-process-explained/</link>
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