Mortgage Refinancing Resources
Are you planning to refinance your home mortgage? If so, you should bookmark this page for future reference. We add to it often, bringing you the best tools and tutorials related to mortgage loans in general and refinancing in particular.
Order Your Credit Report
When you refinance your home mortgage, lenders will review your credit report (and score) as closely as they did the first time around. So it makes sense to have a look at your credit report first, just to make sure there are no errors or inaccuracies. You can order your credit report Experian, TransUnion and Equifax all at once by visiting AnnualCreditReport.com.
Calculate Your Mortgage Refinance
Calculators designed specifically for mortgage refinancing situation can help you answer the question, Should I refinance my mortgage? Using a refinance calculator, you can compare your current monthly payments to what those payments would be after a refinance, factoring in the costs associated with the refinancing. They also give you an idea how long you'll need to be in your home to justify those costs. Below, we have listed several quality calculators.
Calculators: American Bankers Association | Bankrate.com | Credit.com
Resources for home buyers and homeowners:
Real Estate Search Engines
In recent years, there has been an explosion in the number of real estate search engines available online. Though they all have different “bells and whistles,” they basically do the same thing — help you search for real estate listings in a particular area. Here’s an excellent review of some of today’s most popular real estate search engines.
Real Estate Information by City
We are in the process of creating a vast library of real estate information arranged by city. We have begun with some of the hottest real estate markets in the U.S. (such as San Diego, California) and will gradually grow the list from there. Many of the resources below were created by the same folks who brought you the Home Buying Institute.
San Diego, California
This in-depth article provides information about the San Diego real estate scene, including neighborhood profiles, housing costs, a list of home builders and more. You may also like this San Diego real estate blog.
Austin, Texas
Austin is the capital of Texas and unofficially the “Live Music Capital of the World.” It’s also a great place to live, and you’ll learn all about it in this guide to Austin real estate. You may also like this Austin home buying blog.
Georgetown, Texas
If you’re interested in Austin, Texas real estate (mentioned above), you should check out nearby Georgetown as well. Georgetown gives you the best of both worlds — quite country living that’s close to the city.